http://biz4therestofus.com Keeping Small Business in Business. Mon, 04 Jan 2010 15:33:32 +0000 http://backend.userland.com/rss092 en Arrow Trucking’s website says it is “one of the country’s largest and most financially sound flatbed motor carriers”. The Tulsa, OK company employs 1400 drivers and 200 office staff. Their website accepts driver applications and says the company “provides quality experience for drivers.” They use two types of drivers, the ... http://biz4therestofus.com/a-brutal-bankruptcy/ Happy with your Christmas gifts? Maybe, maybe not. Once again, the blogs and book reviewers look at Joel Waldfogel’s "Scroogeconmics", a paper published about 10 years ago. People spend considerable time and effort in Christmas giving. Professor Waldfogel found that givers place about 20% more value on a gift than recipients. ... http://biz4therestofus.com/hello-mr-scrooge/ We all know health care costs are rising. How does this affect the over-all economy? The Rand Corporation released a study last summer that analyzed economic data from 1987 to 2005 when health care costs were rising rapidly. They found higher costs have an adverse effect on employment, output and ... http://biz4therestofus.com/health-care-costs-vs-growth/ People tend to let things roll along in good times. Why bother? We’re making money! It’s amazing how a closer look can change things. It’s all about paying attention. The crooks were there all along. The Great Crash of 1929 is very timely. Just substitute 'real estate' for 'stock market' frenzy ... http://biz4therestofus.com/more-crooks-now/ Some call them bad debts, some call them problem loans, some call them reserves. A thorn by any other name is still a thorn. Your customer says, ‘Send me a bill.’ You do and it goes into the accounts receivable for your business. The receivable is like a loan, that ... http://biz4therestofus.com/reserves/ Not long ago my Treo failed the drop test. It had a keyboard and a touch screen. The last drop was a fall to the death. That drop shattered the touch screen. AT&T doesn’t sell the Treo any more so I switched to a Blackberry.     BlackBerry Bold 900 is an ‘exclusive’ ... http://biz4therestofus.com/cell-phone-creativity/ I always look at assumptions when things don’t make sense. It’s not as easy as it sounds. A suspicious nature helps but sometimes things are so far out . . . . Our government releases happy reports that there are ‘net new jobs’. Well, that’s exciting because we all know some ... http://biz4therestofus.com/morejobs-really/ Financial managers want to understand how to respond to changes in supply, demand and prices when making investment decisions. They rely on economists for information to help make decisions and set strategies. Economists make decisions based on math models and their models are based on the efficient- market hypothesis. Economics, the ... http://biz4therestofus.com/efficient-markets/ OK, food, clothing and shelter are necessities. How many clothes? Necessity is two or three shirts. Discretionary is 20 or 30. Discretionary is taking a hit in this economy. Let’s follow the money. CiT, a major small business lender, is flirting with bankruptcy. They serve middle-market businesses. Mid-market sits between the ... http://biz4therestofus.com/a-simple-text-post/